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Have You Started Turning Your Car Off At Red Lights To Save Gas? L.A. Traffic Don't worry, most people haven't - most of the time I don't either. But if I know a light is really long, or I am stuck in traffic or in a construction zone, I will turn off the Subaru and sit in silence for a few minutes, trying...- Stress Is One Of The Biggest Killers As the title of this post say stress is one of the biggest killers to both fish and corals in the home marine aquarium. Next to this will probably be bad maintenance and mis-management of the aquarium and last but not least will probably be laziness. I remember as a...
Gas Is Getting Cheaper; Don't Backslide Now! Photo credit: gunnivbGas prices are starting to ease back a tad (let's not jinx it) and as we start seeing the cost at the pump drop back down to "reasonable" levels, it may be tempting to also ease back on our improved driving habits. Yes, the idea of $3.50...- Aquarium Lighting - What Are Your Options? Water quality (in which I include water movement) is top of the list in importance when it comes to keeping a saltwater aquarium. Closely following water quality is lighting, as much life on the reef depends on it. The lighting used for a reef aquarium is more intense than on any other type. The reason for this is that we are trying to simulate the sun as far as humanly possible. The lighting used on the reef aquarium is normally more towards the blue end of the colour spectrum as we are trying to produce the lighting colours present at between 10m and 30m in water depth.
- Quicken Leave a Bad Taste in Your Mouth? Try a Mint. When I started Lazy Man and Money, I didn't think I'd ever have more than 15 people a day come to the site. Surprising I'm 30 times more successful than I thought I would be. However, there's a hidden benefit that I never dreamed of. It has opened doors for...
- Roundup for the week of 10 July 2006 Some links of interest from the blogs in my reader:All FInancial Matters posts on how a new car affects your net worth.Blueprint for Financial Prosperity with some ideas on how to invest with only one Benjamin.Consumerism Commentary discusses a shuffling of money in various online bank accounts.Five Cent Nickel has...
- 40 Ways You Can Save Money And Our Planet Well today is Blog Action Day and a lot of bloggers are blogging about our environment today. Being a personal finance blogger, I am going to make this one related to money...again. A lot of people think that being Green is expensive -- e.g., you have to buy Energy Star...
- 5 painless ways to save more than $150 a month 1. Cancel insurance on your cell phone. With the deductible, the limited coverage, and the low cost of cell phones, it's probably not worth it. You'll save $3-$5 per month, depending on your plan. 2. If you have a land line and want to keep it, cancel your long distance...
How I Save $4,000/year The first thing I did when I received my first paycheck was pick my jaw up off the floor. Sure, I have had jobs before. But never have I had to pay taxes like I am now. I viewed this as a massive pay decrease and decided to find ways to cut my spending.
Below are a few of the very easy and very rewarding ways in which I did so. As promised, I did all of these without subtracting any value from my life. In fact, many of these increases in savings also increased my quality of life and happiness. However, our situations may be different so adjust accordingly!
Aquarists And The Declining Reefs There is little argument nowadays over whether or not there is any decline in the health of wild coral reefs. The discussion now seems to be more about the speed of decline. Some reefs remain relatively fine, but others are getting into a sorry state. Scientists tell us about...
- 5 painless ways to save more than $150 a month 1. Cancel insurance on your cell phone. With the deductible, the limited coverage, and the low cost of cell phones, it's probably not worth it. You'll save $3-$5 per month, depending on your plan. 2. If you have a land line and want to keep it, cancel your long distance...
How To Pick the Best Compact Fluorescent Light Bulb There's something about compact fluorescent (or CFL) bulbs and the light they put out. The light looks different from what we're used to with energy-wasting incandescent bulbs. Why is that? And is there a CFL that comes close to the light quality of incandescents? There are two ways to...
Rise of the LED Light Bulb While an LED light bulb such as the Evolux incandescent replacement is initially expensive, it is far less so than using incandescent bulbs over the medium to long term. They even beat CFL bulbs. This article shows you the math.- The Basic Kit For A Marine Aquarium Part Two - Reef Part one dealt with a fish only aquarium and much of what is said in that text also applies to a reef system. The text therefore repeats itself in several places. However, the reef aquarium has demands that are additional to the requirements of a fish only aquarium. This is...
- One Thing You Are Definitely Going To Need Is An Aquarium! Perhaps the easiest decision to make, the one after actually deciding to keep marines, is the purchase of an aquarium. Well, it’s the very first need, the one to keep all the seawater together in one place! So how to go about it - seems simple enough. Just go to...
- How Long Should You Leave Refugium Lights On For Refugiums are becoming more and more popular nowadays as people are starting to realise the beneift that they can have upon the aquarium. Refugiums, as the name states are a refuge for animals to live without fear of predation. It is also an area where macro algae can be grown...
- I’ve Read It All, But... ...I need a very basic list of needs for the basic marine system. There are a lot of individual items about setting up a marine aquarium in the blog and article areas on this website, but nevertheless flicking around locating topics for a beginner who has little idea of the...
Seven Steps To A Successful Professional Home Energy Audit With President Obama announcing thousands of dollars in tax credits for families to increase energy efficiency in their homes, there has never been a better time to perform a home energy audit. Conducting an audit could result you in energy savings equaling hundreds or even thousands of dollars over the...- Can Natural Aquarium Lighting Work? The wild coral reefs sit under the sun and do well. Everything is correct - spectrum, intensity, photoperiod and the dawn/dusk sequence. Could the aquarist make use of Nature’s original? For aquariums that contain corals the importance of aquarium lighting runs a close second to seawater quality, so it would...
- Watch The Heat From That Metal Halide Metal halide lighting is very popular with reef keepers, particularly those who keep hard (SPS) corals. This is because it is a very powerful light that can penetrate deep into the aquarium provided that the bulb wattage has been correctly selected. Metal halide is likely to be superceded before too...
- Homeowners in crisis need relief now
- Lazy Man isn't Working and it's Okay - a Reflection by Energi Gal [This is a guest post from my wife. I've add a couple of editor's notes here and there.] When Lazy Man first broke the news that his employer had decided to separate ways with him, I instantaneously began the 5 stages of grief: Shock – Denial (What! You don't have...
- Paper Money Coins and Paper Money -> Paper Money: US -> United States Notes Paper money has a long and varied history that dates back centuries. Although we are used to dealing with paper money on a constant basis it was not too long ago that it wasn’t even used. Let’s take...
- Weekly Financial Review #14 My Financial Week that Was... With the exception of Wednesday, I stayed late at work each night this week. Since my work provides dinner if you stay late, I was able to eat well for free (as long as you stay under the daily allowance). One night, I brought home...
Top 3 Things to Learn About Personal Finance Regardless of your age, position in life, or your financial goals, there are a few things that we all need to learn about personal finance. Once you have the basics down, everything else can just flow naturally. These tips are the strong foundation upon which you can build your financial...- Remembering the Black Days trying to Expunge the Bad Stuff in my life Fear and loathing of music and sounds made me clear out all Crawling Chaos memories from my house - and life.
- Democrat Response to State of the Union Speech. I am so glad that Senator Webb was elected. I gave money to his campaign and hope that it helped him win. This response is dead on perfect in response to Bush's State of the Union speech tonight. Nice try George; slogans and rhetoric repeated over and over do not...
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The 50 Best Safety and Security Blogs Online Security Authority is Ranked # 4 on the list for The 50 Best Safety and Security Blogs, this is a very high honor we don't take lightly we have worked very hard over the past few years to bring you the very best option on the Internet for Online security information, resources, and tips. We include reviews, news and tech products, focusing on current security news, events, publications, and newsletters. Including numerous developers and manufacturers, support links. We also have a network of publishers researching new online high tech, high-quality resources.- Must be nice to turn down $1 billion This left me shaking my head. Management at Facebook.com turned down a cool one-billion-ish buyout.Jimmy Napier must be shaking his head, too. He was known as saying "When someone puts a million dollars in your hand, close your hand."Well, if Yahoo! wants to put a billion dollars in your hand,...
Review: Three Little Secrets by Liz Carlyle Merrick and Maddie were young, impulsive, and madly in love with each other. A wild dash across England through Scotland to Gretna Green ends in marriage and betrayal. For the dashing young lad Merrick MacLachlan, this mad run would be his last act of reckless spontaneity. When Maddie’s father...
